Dual Pricing: 3 Credit Card Processing Tools for Liquor Stores

Is your payment processor really working for you?

Too often, liquor store owners accept less than the best when it comes to credit card processing, settling for expensive, unreliable, and inflexible solutions. And with fees ranging from 1.5% to 3.5% per transaction, you should be getting more from your processor — including dual pricing options, instant payouts, and advanced security.

In this blog, we’ll take a closer look at dual pricing and share everything liquor store owners need to know to find the perfect payment processor.

Payment Processing and Dual Pricing 101 for Liquor Store Owners

Before we dive into specific providers that offer payment processing and dual pricing for liquor stores, let’s cover the basics.

A payment processor allows you to accept credit, debit, and contactless payments at the checkout counter. Choosing one that’s fully integrated with your point of sale (POS) system lets you complete this process without manually calculating or entering customers’ totals — leading to shorter lines and fewer mistakes.

Since fees on card and contactless payments add up over time, many payment processors offer dual pricing.

With dual pricing, you can set two separate prices for customers using cash or cards. To incentivize customers to use cash, you can offer a slightly lower price for the same bottle of tequila, while card users pay a slightly higher price to offset payment processing fees.

This small shift keeps credit card processing costs down and protects your profit margins.

Note: Cash discounting is a similar approach, but it involves advertising only the higher (card) price while offering a discount to customers who pay in cash. Unlike cash discounting, dual pricing is legal and regulation-compliant in all 50 states.

What To Look For in a Liquor Store Payment Processor

The best payment processors go beyond offering POS integration and dual pricing. Here are a few essentials:

• PCI compliance: Look for a provider that offers full PCI-DSS compliance at no additional cost.
• Managed chargebacks: A quality processor should handle chargebacks on your behalf, saving you time and protecting your revenue when customers challenge a transaction.
• Fraud protection: Look for built-in tools that monitor transactions in real time, flag suspicious activity, and reduce the risk of fraudulent payments — especially if you sell online.

The right payment processor does more than facilitate the checkout process — it protects your bottom line, too.

3 Liquor Store Payment Processors With Dual Pricing

Ready to save money and achieve peace of mind with the right liquor store payment processor? We’re here to help.

We’ve compiled a list of the top liquor store payment processing providers that offer dual pricing, POS integration, and must-have security features. Let’s dive in.

1. Bottle POS

First on our list is Bottle POS, our all-in-one POS solution designed specifically for liquor, beer, and wine retailers.

Payment processing features:

• Dual pricing to help you save on processing fees
• Instant payouts even during weekends and holidays
• Preapproved loans with 1% cash back and flexible repayment options
• Security features like global fraud protection, managed chargebacks, and PCI compliance

Other essential liquor POS features:

• E-commerce integration with BottleZoo, DoorDash, and more
• AI-powered reporting and analytics
• Inventory automations for purchase orders and receiving
• A built-in customer loyalty program
• 24/7 technical support

Use our Build and Price tool to get a custom quote for your liquor store.

2. CloudRetailer

CloudRetailer is another liquor store POS system offering integrated payment processing.

Payment processing features:

• A dual pricing option
• A cash discounting option
• EMV chip technology for more secure transactions
• Compatibility with multiple payment types

Other essential liquor POS features:

• Open API to simplify integrations
• A mobile app that allows you to run your store from anywhere
• Integration with some state-specific alcohol control boards (Kansas, Texas, Pennsylvania, Idaho, Washington)

Learn more about CloudRetailer and check out pricing on their website.

3. FTx POS

FTx POS is a POS solution designed for retailers that sell age-restricted inventory, like liquor stores and smoke shops.

Payment processing features:

• A dual pricing option
• A cash discounting option
• High-risk payment processing for tobacco sales
• The ability to choose from multiple processors, including Worldpay, EPX, and more

Other essential liquor POS features:

• Built-in age verification to prevent underage alcohol and tobacco sales
• A customizable rewards program
• Inventory tracking and sales forecasting

Explore FTx POS’ hardware, software, and payment processing prices on their website.

Start Saving With Dual Pricing for Liquor Stores

When it comes to running a liquor store, every penny counts. That’s why you need a payment processor that offers dual pricing, instant payouts, fraud protection, and more.

Bottle POS offers all these payment processing features — along with must-have tools like inventory automations, AI-powered sales reporting, flexible integrations, and marketing.

See Bottle POS in action by scheduling your live demo with one of our liquor store experts today.